When an individual decides to go for rehab, one of the first questions that come in mind is, “How am I going to pay for it?” The cost of rehab program could prove to be deterrent for those who need treatment, but it should not be the factor. There are many payment methods available to help an individual in the medicine that he deserves.
An individual seeking for a rehab treatment program in the state could locate on the SAMHSA website. This site help with the substance abuse treatment facility locator; this can identify any treatment center in the required area. This site locator features more than 11,000 drug treatment programs around the United States. You need to go through the website and insert your location to find a program facility near your area.
Regardless of whether you are covered under health insurance, there are multiple payment options available to help cover rehab costs.
The Various Payment Options For Drug Rehab
The SAMHSA website can provide you with the number of ways to pay for various drug treatment facilities at your ease. The free and discounted treatment is also offered at some treatment centers, and some are run through government programs or private clinics. Some of the treatment facilities take only cash, while others accept all types of debit and credit cards. Some of the anonymous treatment facilities allow patients to pay in cash and remain unknown.
Most of the private health treatment plans cover at least a part of substance abuse treatment, and some include it entirely. To find out what is covered in the treatment plan, you should call the respective facility. Many drug treatment facilities can help you find an adequate plan if you are sure what to ask. They will help you with how many days and what services are covered under a specific policy. Four major health insurance companies ensure the coverage of millions of individuals across the nation like United Healthcare, Blue Cross and Blue Shield, Cigna, and Aetna. Here are the details of the major insurance providers, and there offered services.
• United Healthcare– The insurance cover under United Healthcare policies cover some part of addiction treatment services, including detoxification and inpatient rehab. The cost of the insurance coverage depends on the chosen plan level and on the location an individual is residing. United Healthcare’s facility named- United Behavioral Health division provides the number of ways to overcome their addiction. This division offers confidential substance abuse and better mental health services to ensure the successful recovery of an individual.
• Blue Cross and Blue Shield- Approximately, one out of three people nationwide are covered under this insurance plan. This is the reason this company is committed to providing excellent care to the citizens. Depending on the method chosen, people can be covered from detox services to inpatient rehab, partial hospitalization, and other services.
• Cigna- One of the best insurance cover- Cigna prides itself for providing quality and affordable healthcare coverage nearly to 86 million global citizens. Depending on the plan, Cigna is responsible for many of the treatment expenses. Cigna’s Behavioral Health division, which is the dedicated unit to provide professional tools and resources to overcome substance abuse. The coverage cost much depends on the specific plan chosen and where the person is residing.
• Aetna– Insurance services set a limit on the idea of treatment services an individual receives under insurance cover. Aetna prefers a more individualized approach. The company’s plan work with an individual’s need to successfully recover from addiction. An individual is provided all the information and coverage plan for therapeutic and aftercare support services in the nearby community.
The Affordable Health Care Act (ACA, or Obamacare)
Undercover of this act, an applicant will be no longer penalized for pre-existing conditions and also allow an applicant who is previously battling the addiction to apply for a healthcare benefit policy. The ten essential health benefits those are central to this act include drug and alcohol disorders which means that these policies must treat addiction and mental health disorders at the same level of importance like any other psychiatric condition.
State and Local Government Program
Public assistance is provided by federally funded and state-run drug and alcohol treatment programs. Depending on the state, these treatment programs are included under more significant health or behavioral health department. All the facilities like Inpatient and Outpatient Care are provided in addition to aftercare support services.
SAMHSA Grants- One of the federal funding programs is the grants provided through SAMHSA. Notably, the Substance Abuse Prevention and Treatment Block Grant (SABG) offer prevention and treatment programs for some segment of the population.
Getting Started in Treatment for Addiction
An individual does not need to worry as paying for an addiction treatment plan is possible. Once you decided for treatment, there is a need to gather the information and determining the best way to finance the chosen method on the road to recovery.
Call our treatment specialist available for 24/7 to get help in your journey to recovery. We would not let you feel alone.